INVESTOR FINANCING

  • REHAB LOANS

Short-term loan options provide solutions for rehabbers, landlords, and wholesalers throughout our lending territories. 

Loans for Investors who want to purchase or refinance a property and include renovation costs as part of the loan.

  • Loan Amounts:  $50,000 to $1,000,000
  • Eligible Properties:  1 to 4 Family
  • No Doc/No Credit Options Available
  • Loan Term:  12 months
  • Loan Territory:  Most Larger Metro Areas
  • Loan to ARV:  Max of 75%
  • Up to 90% of purchase/100% Rehab

 

BRIDGE LOANS

Loans for Investors who want to purchase or refinance a property that needs little to no rehab.

  • ·     Loan Amounts:  $50,000 to $1,000,000
  • ·     Eligible Properties:  1 to 4 Family
  • ·     Purchase, Refinance or Cash Out
  • ·     Vacation Rentals & Hard Money Take-Outs OK
  • ·     No Doc/No Credit Options Available
  • ·     Loan Term:  24 months
  • ·     Loan Territory:  Most Larger Metro Areas
  • ·     Up to 85% Loan to Value

PURCHASE OR REFINANCE RENTAL PROPERTY LOANS

Loans for Investors who want to purchase or refinance a cash flowing rental property.

·     Loan Amounts:  $55,000 to $2,000,000

·     Eligible Properties:  1 to 4 Family

·     Minimum Credit Score:  660

·     Minimum Property Value:  $100,000

·     Loan Term:  30 Year Fixed

·     Rates:  As low as 3.75%

·     Loan Territory:  Most Larger Metro Areas

·     LTV on Purchase:  Up to 80%

·     LTV on Rate/Term Refinance:  Up to 80%

·     LTV on Cash Out Refinance:  Up to 75%

·     First Time Investors OK

·     Vacant Properties OK

 

PORTFOLIO RENTAL LOANS

Loans for Investors who want to purchase or refinance a portfolio of cash flowing rental properties.

  • Loan Amounts:  $110,000 to $5,000,000
  • Eligible Properties:  1 to 4 Family
  • Minimum Credit Score:  680
  • Minimum Property Value:  $100,000 per 
  • Loan Term: 30 Year Fixed & ARM
  • Rate Range:  3.75% to 5.75%
  • Loan Territory:  Most Larger Metro Areas
  • LTV on Purchase:  Up to 80%
  • LTV on Rate/Term Refinance:  Up to 80%
  • LTV on Cash Out Refinance: Up to 75%
  • No First Time Investors
  • Non-Recourse Options Available
LOANS AVAILABLE IN ALL STATES EXCEPT: WA, OR, ID, NV, CA, UT, AZ, ND, SD, NE, NY, VT.  If interested in investor financing, call Home and Auto City at 678-907-0413 or email homeandautocity@gmail.com for an application and loan requirements.
 
  1. ·         Simple Predictive Pricing 
  2. ·         Competitive Rates & Fees
  3. ·         Large Menu of Hard Money Loan Products for Investors
  4. ·         Easy Submission Process
  5. ·         No Tax Returns
  6. ·         No Bank Statements
  7. ·         No Down Payment Seasoning
  8. ·         Fast, Efficient Closings 
  9. ·         No Limit on Number
  10. of Deals Financed